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Chase Ultimate Rewards : 10% off on Apple, Chipotle and Few Other Gift Cards

+26 Deal Score
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Chase Ultimate Reward Members can redeem their points towards Gift card with Few cards giving 10% off on point redemption.

Apple
Chipotle
Instacart
Subway
Wayfair
Gap
Domino's
Under Armour

and Few More

You can redeem the Digital gift card for any amount.
Also give option for Physical gift cards

https://ultimaterewardspoints.cha...gift-cards
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Created 12-03-2021 at 10:08 AM by ShaitanS
in Other (5) See More Chase Offers
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Score +26
34,440 Views
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Apr 2005
L10: Grand Master
> bubble2 12,444 Posts
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TidalWaveOne
12-03-2021 at 10:25 AM.
12-03-2021 at 10:25 AM.
Interesting. I usually wait for 20% like Discover had not too long ago... is this the best Chase does on Chipotle cards?
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Joined Jul 2013
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> bubble2 2,696 Posts
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autosaver
12-03-2021 at 03:00 PM.
12-03-2021 at 03:00 PM.
The best option is to use Pay Yourself Back (50% points bonus) if you have the eligible card. You can use it on food purchases. You're getting more out of the 50% bonus than you are getting 10% bonus points value on gift cards.
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Joined Feb 2021
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> bubble2 8 Posts
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BlueTank5787
12-03-2021 at 03:53 PM.
12-03-2021 at 03:53 PM.
Quote from autosaver :
The best option is to use Pay Yourself Back (50% points bonus) if you have the eligible card. You can use it on food purchases. You're getting more out of the 50% bonus than you are getting 10% bonus points value on gift cards.
100% agree with this. The 10% discount isn't worth it when compared to getting a 50% bonus on dining or travel redemption.
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Joined Mar 2012
Deal Stalker
> bubble2 649 Posts
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brokebroker83
12-03-2021 at 03:54 PM.
12-03-2021 at 03:54 PM.
Quote from autosaver :
The best option is to use Pay Yourself Back (50% points bonus) if you have the eligible card. You can use it on food purchases. You're getting more out of the 50% bonus than you are getting 10% bonus points value on gift cards.
Could you expand on this a bit?
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Joined Jul 2014
L3: Novice
> bubble2 291 Posts
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tsog
12-03-2021 at 04:03 PM.
12-03-2021 at 04:03 PM.
They have Happy Holidays with Lowe's as well. Anyone know if the Happy cards from Chase are the Visa kind like the ones from Discover?

I don't have any of the annual fee cards (CSP, CSR) so 10% is about as good as it gets in terms of redemption.
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Joined Dec 2003
L6: Expert
> bubble2 1,174 Posts
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ehong33234
12-03-2021 at 05:09 PM.
12-03-2021 at 05:09 PM.
Quote from autosaver :
The best option is to use Pay Yourself Back (50% points bonus) if you have the eligible card. You can use it on food purchases. You're getting more out of the 50% bonus than you are getting 10% bonus points value on gift cards.

Yes but food isn't always a category that qualifies for pay yourself back, right?
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Joined Jul 2013
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> bubble2 2,696 Posts
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autosaver
12-03-2021 at 11:11 PM.
12-03-2021 at 11:11 PM.
Quote from ehong33234 :
Yes but food isn't always a category that qualifies for pay yourself back, right?
I've been using it on restaurants for the past year. Since covid began, they expanded the categories quite a bit to include dining.
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Joined Nov 2008
L5: Journeyman
> bubble2 781 Posts
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cfishy
12-04-2021 at 01:57 AM.
12-04-2021 at 01:57 AM.
"We're unable to process your order at this time"
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Joined Nov 2009
L5: Journeyman
> bubble2 688 Posts
tei2esa
12-04-2021 at 05:59 AM.
12-04-2021 at 05:59 AM.
Quote from autosaver :
I've been using it on restaurants for the past year. Since covid began, they expanded the categories quite a bit to include dining.
I have the Chase Freedom. How would I know if my card qualifies? Can you please assist on how you use the card on restaurants? I'm new to redeem at Chase. Thanks in advance!
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Joined Jun 2010
L4: Apprentice
> bubble2 487 Posts
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ramblers
12-04-2021 at 12:11 PM.
12-04-2021 at 12:11 PM.
Bummer that the customer is responsible for the return shipping if they don't fit or something.
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Joined Jun 2007
L5: Journeyman
> bubble2 908 Posts
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dn3g3l
12-04-2021 at 02:39 PM.
12-04-2021 at 02:39 PM.
Quote from autosaver :
I've been using it on restaurants for the past year. Since covid began, they expanded the categories quite a bit to include dining.

Wasn't the last pay yourself back only 20%
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Joined Nov 2012
L1: Learner
> bubble2 50 Posts
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sherkhan
12-09-2021 at 01:54 PM.
12-09-2021 at 01:54 PM.
Pay Yourself Back categories and % vary based on the card you have. e.g. freedom flex and unlimited have 10% on wholesale clubs, departmental stores, etc., while CSR has 50% on dining, airbnb, even on the annual membership fee as of now. Go to UR page, select your card and go to Pay Yourself Back tab in the dropdown above and you should be able to see what % your card qualifies for.

In fact any gift card you buy directly from Chipotle, Dominos, Chickfila, Subway, etc. are categorized as dining, so you can double dip by using their promotions, and then redeeming 50% off through UR CSR pay yourself back. IMO best bang for buck, rather than just getting 10% off on gift cards straight via UR.
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